Terms and Conditions

These terms and Conditions together with the course order form (collectively, "Agreement") represent the entire agreement between the student ("Student") and Surthrive, LLC dba Mind Of A Surthriver, ("Company") and are each referred to as a a "Party" and collectively, as the "Parties."

1.  Services.

The Student's access to and participation in the Course and in conjunction with the Course, access to the Course website (the "Course Website") along with the Course materials is subject to the Student's compliance with the terms of this Agreement.

2.  Payments.

a. Payment Schedule. Student shall pay Course fees on the payment schedule specified in the order form (the "Payment Schedule") in United States Dollars ("USD"). Regardless of the actual payment method, Student shall provide to Company a valid credit card or debit card ("Payment Card") for payment of Course fees until such time he Course is paid in full.

b. Responsibility for Non-Payment.  Student is responsible for ensuring that payments are made on time and in full according to the Payment Schedule.  Student shall be responsible for non-payment of Course fees, even if the Course fees are paid or reimbursed by a third party (such as an employer).

c. Payment Authorization. Student authorizes Company (without notice to Student, unless required by applicable law) to charge Student's Payment Card pursuant to the Payment Schedule in USD. In the event that Student has elected to pay by a means other than credit card and the payment is not received or Company is not able to process the payment, Company is authorized to charge the Payment Card for the payment.  Student shall bear all responsibility for third-party charges for payment processing for transaction fees, overdraft charges, and foreign exchange fees. In the event a Payment Card is declined, Company will attempt to process the Payment Card until the past due amount is successfully charged to the Payment Card. 

d. Late Payments.  Student's failure to provide to Company with valid Payment Card for payment of Course fees when they become due or failure to pay Company pursuant to the Payment Schedule (including Student's Payment Card issuer or online payment system not approving the charges for any reason) will result in the payment being declared late.  Student will receive late payment notifications from Company and the Company will continue to attempt to process to the Payment Card until the account balance is brought to current.  Late payments may be subject to interest at a rate of 12% per annum (or the highest rate permitted by applicable law (if lower)).  Payments delinquent by more than 14 days will result in loss of access to the Course and Course Website, including termination of Student's privilege to access and participate in social media sites maintained by the Company, and Student's account may be submitted to a collections agency and Student's non-payment reported to a credit bureau.  Student shall be responsible for all costs and fees of collection if Student's account is sent to collections.  All late fees incurred by the Student shall be charged to the Payment Card on the next billing cycle and going forward until paid in full.